Privacy Statement

Introduction
Your privacy concerns are important to Manning and Napier Information Services, LLC. You need to know what information about you is being collected over the Internet and how that information is being used. At www.MNIS.com (the "Site"), a web site maintained and operated by MNIS, MNIS is committed to assisting you in this regard. To that end, this policy explains what information is collected by MNIS from visitors to the Site and how that information may be used by MNIS.

Other Web Sites
The Site may be linked to other web sites. While this policy describes privacy issues relating to the Site, it does not describe the practices of any web site that may be linked to the Site. You should consult the privacy policies of those other web sites before submitting any information to them. MNIS will not be responsible for information not collected by MNIS through the Site.

Collection of Information
In connection with your use of the Site, MNIS may require you to provide certain information, such as your name, mailing and e-mail addresses or telephone and facsimile numbers. Other information collected by MNIS may be provided automatically when you access the Site.

Use of Information
The information collected by MNIS will be used to communicate with you, to evaluate the use of the Site and its content, to improve the products and services of MNIS and otherwise in connection with the business of MNIS. By accessing the Site, you are agreeing to allow MNIS to collect and use your information for any lawful purpose.

Cookies
When you visit the Site, MNIS may place a text file called a "cookie" in the browser directory of your computer's hard drive. A cookie is a small piece of information that a web site can store on your web browser and later retrieve. A cookie enables the Site to recognize you as a prior user, provides the Site with information regarding your prior use and assists MNIS in determining what portions of the Site are most appropriate for you. Your web browser may provide you with the ability to not accept cookies. However, in order to take full advantage of the Site, MNIS recommends that you accept cookies from each Site. MNIS does not use cookies to examine other web sites you may have visited before or after leaving the Site.

Disclosure
MNIS does not sell or otherwise disclose your personal information to others, except that MNIS may disclose such information when it believes, in good faith, that such disclosure is reasonably necessary to comply with any law or protect the rights, property or safety of another person. However, MNIS may sell or otherwise disclose such information in connection with the sale of its business to a third party. The specific purpose of the Site is to capture personal information relating to benefits enrollment and other human resources activities in order to transmit this information to health insurance carriers and similar third parties on behalf of the employer and benefits plan administrator. Such information is only transferred with the prior authorization of the employer or benefits plan administrator.

No Liability
MNIS will use reasonable precautions to protect from misuse any information that MNIS collects from you through the Site. However, MNIS does not guaranty that any such information will not be misused or disclosed to third parties, and MNIS will not have any liability to you for any such misuse or disclosure.

Consent
By using the Site, you consent to the collection and use of information by MNIS as set forth in this Policy. If MNIS decides to change this Policy, which it may do at any time without notice to you, MNIS will post those changes on this page. By continuing to use the Site after MNIS has posted the changes, you agree to and accept such changes. You should periodically check the Site for changes to this Policy.

Additional Information
MNIS welcomes your questions, comments and requests for additional information regarding privacy on the Site. You can contact MNIS by e-mail at mheffley@Talavara.com or by regular mail at MNIS, c/o MNIS Product Management, 500 Corporate University Parkway, Suite 120, Amherst, New York 14226.

Visitors to the Site are bound by this Privacy Policy and the Terms of Access, and you are advised to read them all thoroughly.